Help Your Team Make Informed Retirement Decisions

Powers Financial Group, LLC provides continued education for retirement plan participants in Texarkana.

When you sponsor a retirement plan, the legal and financial structure is only part of what makes it work. Your employees need to understand how contributions affect their take-home pay, what their investment options actually mean, and how matching works in their favor. Without that understanding, participation rates stay low and the plan fails to deliver the retirement security it was designed for.

Powers Financial Group, LLC offers continued education that keeps participants informed throughout the life of the plan. This includes scheduled meetings where employees can ask questions about their accounts, contribution limits, and investment selections, as well as phone support for individuals who need clarification on statements or changes to their benefits. The goal is to make sure everyone enrolled in your plan knows what they have, how it grows, and what actions they can take to improve their retirement outcome.

If your team has questions about their retirement plan or you want to schedule a session that builds understanding across your staff, reach out to discuss how we can support your plan.

What Ongoing Participant Support Actually Includes

Participant education starts with a scheduled meeting where employees can ask about contribution rates, vesting schedules, and how to read their quarterly statements. These sessions are tailored to your workforce and can be held onsite, virtually, or in a format that fits your schedule. Employees leave with a clearer sense of how their decisions today affect their account balances in the future.

After the initial meeting, your staff gains access to ongoing phone support for individual questions. This means someone can call when they receive a statement they do not understand or when they want to adjust their contribution percentage. Having that direct line reduces confusion and keeps people from making changes based on assumptions rather than facts.

The service does not include personalized investment advice or tax planning, but it does cover how plan features work and what options are available within your specific retirement plan. This keeps communication clear and ensures employees know where to go when they need help understanding their benefits.

Many employers worry that their employees are not getting the most out of their retirement plan, and that concern is valid when participation is low or employees rarely adjust their contributions. The questions below address what ongoing education looks like and how it fits into your plan without adding complexity to your day-to-day operations.

We Know This Can Feel Like a Lot to Manage

Meetings cover contribution limits, employer matching, vesting schedules, investment options within the plan, and how to read account statements. Employees can also ask questions specific to their situation.
What topics are covered during participant education meetings?

Most employers schedule education sessions annually or when significant plan changes occur. You can also request additional sessions if your team has questions or if new employees join.

How often should we schedule these meetings for our team?

Employees can call Powers Financial Group, LLC directly with questions about their accounts, contribution adjustments, or how specific plan features work. This support is available throughout the year.

What happens if an employee needs help outside of a scheduled meeting?
A correctly structured plan still requires people to use it. When employees understand how matching works or what happens to their account when they leave, they make better decisions and participate more actively.
Why does participant education matter if the plan is already set up correctly?
This service does not include personalized investment advice, tax planning, or recommendations on individual securities. It focuses on explaining how your plan works and what options are available to participants.
What is not included in continued education services?

A retirement plan works best when your employees understand what it offers and how to use it. Powers Financial Group, LLC provides the ongoing education that keeps your team informed and engaged with their benefits. If you want to schedule a session or discuss how continued education fits into your plan, contact us to get started.